General Terms and Conditions

2.1 Permitted Use

• Services are intended for personal and professional use only.
• Participants must be at least 18 years old.
• Truthful information must be provided upon registration.
• Access credentials must be kept confidential and not shared with third parties.
• Use of services is at your own risk.

2.2 Course Registration and Participation

• Registrations are made via our website or direct contact.
• The contract is formed upon our confirmation of registration.
• Participants commit to regular and active participation in the course.
• Timely notification is required in case of absence.
• Course materials are accessible only to registered participants.

2.3 Technical Requirements

To participate in online courses, you need:

• A stable internet connection.
• An up-to-date web browser.
• An email address for communication.
• Video conferencing software, if applicable.

4.1 Our Rights

• All content on our website and in our courses is protected by copyright.
• Trademarks, logos, and design elements are our property.
• Course materials, videos, and documents are subject to our copyright.
• Software and technical implementations are protected.
• Participants receive only a limited right of use.

4.2 Permitted Use

• Personal use of course materials for learning purposes.
• Downloading materials for personal use.
• Taking notes and making summaries.
• Sharing experiences and insights (without literal reproduction).

4.3 Prohibited Actions

• Reproduction or distribution without written permission.
• Commercial use of the content.
• Translation or modification without permission.
• Uploading to other platforms or websites.
• Use for creating your own courses or training.

4.4 User-Generated Content

Content you create in course forums, discussions, or feedback forms remains your property. However, you grant us a non-exclusive license to use this content for educational purposes and to improve our services.

5.1 Prices and Fees

• All prices are quoted in Singapore Dollars (SGD) and are inclusive of Goods and Services Tax (GST).
• Prices are subject to change, but this does not affect already booked courses.
• Additional costs (e.g., for certificates) will be communicated transparently.
• Early bird discounts and group prices are available for a limited time.

5.2 Payment Terms

• Payment via invoice, bank transfer, or credit card.
• The full course fee is due upon registration.
• Installment payments may be possible by arrangement.
• Late payment may lead to exclusion from the course.
• A late fee of SGD 30 will be charged for each reminder sent.

5.3 Cancellation and Refund

5.4 Course Cancellation by prosperitsyyschs

If we have to cancel a course, you will receive a full refund of the course fee or you can rebook for another date free of charge. No further claims will be accepted.

6.1 Disclaimer of Warranty

• We offer our services to the best of our knowledge and belief.
• Specific learning successes or financial outcomes cannot be guaranteed.
• Website availability may be limited due to technical reasons.
• Content is updated regularly, but we do not guarantee its timeliness.
• External links and third-party content are beyond our control.

6.2 Limitation of Liability

6.3 Educational Notice

7.1 Course Duration and Completion

• Course contracts have a fixed term corresponding to the course duration.
• The contract automatically ends upon completion of the course.
• Early withdrawal does not entitle you to a refund.
• Post-course support and alumni access may be time-limited.

7.2 Ordinary Termination

• Participants can terminate before the course starts according to the cancellation policy.
• After the course has started, termination is only possible in exceptional cases.
• Terminations must be made in writing via email.
• The termination becomes effective upon receipt by us.

7.3 Extraordinary Termination

We may terminate the contract without notice in cases of:

• Violation of these T&Cs or applicable law.
• Disruption of course operations or harassment of other participants.
• Late payment despite reminders.
• Sharing of access credentials or course materials.
• Providing false information upon registration.

7.4 Consequences of Termination

• Immediate loss of access to course materials and platforms.
• Downloaded materials must be deleted.
• Payment obligations remain in effect.
• Certificates received remain valid.
• Data protection provisions continue to apply.

8.1 Amicable Dispute Resolution

In the event of disagreements, we will first seek an amicable solution:

• Direct contact with our customer service.
• Written presentation of the facts.
• Mediation by a neutral third party in major conflicts.
• Alternative dispute resolution before litigation.

8.2 Jurisdiction and Applicable Law

8.3 Consumer Protection

Mandatory consumer protection provisions, such as those under the Consumer Protection (Fair Trading) Act, remain unaffected by these regulations.

9.1 Amendments to the T&Cs

We reserve the right to amend these T&Cs as needed:

• Changes will be announced at least 30 days before they take effect.
• Notification will be made via email or on the website.
• You have the right to object within 30 days of the announcement.
• If you object, the contract will terminate at the earliest possible date.
• Your continued use of the services will be considered acceptance of the new terms.

9.2 Severability Clause

Should individual provisions of these T&Cs be or become ineffective or unenforceable, the validity of the remaining provisions shall remain unaffected. The ineffective provision shall be replaced by an effective one that comes closest to the economic purpose of the original provision.

9.3 Entire Agreement

These T&Cs, together with the Privacy Policy, constitute the entire agreement between you and prosperitsyyschs. Oral collateral agreements do not exist.

9.4 Assignment

You may not assign your rights and obligations under this contract without our written consent. We may assign our rights and obligations to affiliated companies or legal successors.