Privacy Policy
Last updated: January 2025
Our Commitment to Your Privacy
At prosperitsyyschs, we respect your privacy and are committed to protecting your personal data. This privacy policy explains how we collect, use, and safeguard information when you use our financial education services or visit our website.
This policy applies to all activities of prosperitsyyschs, including our website, courses, and consulting services. We adhere to Swiss data protection laws and the General Data Protection Regulation (GDPR) of the European Union.
By using our services, you consent to the data processing as described in this policy. If you have any questions, you can contact us at any time.
What Data We Collect
1. Contact Information
- First and last name
- Email address
- Phone number (optional)
- Postal address (for course registration)
- Company information (for business clients)
2. Usage Data
- IP address and browser information
- Pages visited and duration of stay
- Referrer URLs and search terms
- Device information and operating system
- Cookie data and local storage
3. Course-Related Data
- Course registrations and participation history
- Learning progress and assessments
- Payment information (stored encrypted)
- Communication and feedback
- Certificates and awards
4. Communication Data
- Email correspondence
- Messages via contact forms
- Phone notes and consultation records
- Chat messages and support requests
How We Use Your Data
Service Provision
- Providing and managing financial education courses
- Processing registrations and payments
- Communicating about course content and schedules
- Issuing certificates and confirmations of participation
- Technical support and customer service
Improving Our Services
- Analyzing website usage and course demand
- Developing new course content and formats
- Personalizing the learning experience
- Quality assurance and feedback integration
- Technical optimization and troubleshooting
Marketing and Communication
- Sending newsletters (with consent)
- Informing about new courses and offers
- Invitations to events and webinars
- Satisfaction surveys and market research
- Personalized course recommendations
Legal Obligations
- Tax documentation and accounting
- Fulfilling regulatory requirements
- Processing data protection requests
- Protecting against fraud and misuse
- Compliance with industry standards
Legal Basis for Data Processing
Consent
For marketing communications, newsletters, and optional data usage, we obtain your explicit consent.
Performance of a Contract
To provide our educational services and to process course registrations and payments.
Legitimate Interest
For business operations, website analysis, and improving our services, provided your interests do not override ours.
Legal Obligation
To comply with tax and regulatory requirements under Swiss law.
How We Protect Your Data
Technical Security Measures
- SSL encryption for all data transmissions
- Secure servers in Swiss data centers
- Regular security updates and patches
- Encrypted data storage
- Secure backup systems
Organizational Measures
- Restricted access to personal data
- Employee training on data protection
- Regular security audits
- Data protection policies for all employees
- Incident response procedures
Data Breaches
In the event of a data breach, we will notify you and the competent authorities in accordance with legal requirements within 72 hours and take appropriate measures to limit the damage.
Data Retention
Your Rights as a Data Subject
Right of Access
You can request information at any time about what personal data we have stored about you and how we use it.
Right to Rectification
You have the right to have incorrect or incomplete personal data corrected or completed.
Right to Erasure
You can request the deletion of your personal data, provided there are no legal retention obligations.
Right to Data Portability
You have the right to receive your data in a structured, machine-readable format or to have it transferred to another provider.
Right to Object
You can object to the processing of your data for direct marketing or on grounds of legitimate interest.
Right to Withdraw Consent
You can withdraw your consent at any time with future effect, without affecting the lawfulness of the processing carried out so far.
Exercising Your Rights
To exercise your rights, please contact us in writing at the address provided below. We will process your request within 30 days.
Disclosure to Third Parties
We only disclose your personal data to third parties in the following cases:
Service Providers
We work with trusted service providers who assist us in delivering our services:
- Hosting and cloud providers (Swiss servers)
- Email marketing platforms
- Payment processors and accounting software
- Analytics and website optimization tools
- IT support and maintenance service providers
Legal Requirements
We may disclose your data if required by law, for example, in response to requests from tax authorities or in the context of legal proceedings.
Data Protection with Service Providers
All our service providers are contractually obligated to process your data only on our behalf and to implement appropriate security measures.
International Data Transfers
We prefer to store and process your data in Switzerland. In some cases, data may be transferred to service providers in other countries:
Switzerland and EU/EEA
Preferred data processing in countries with an adequate level of data protection.
Other Countries
Only with appropriate safeguards (Standard Contractual Clauses, adequacy decisions).
Contact for Data Protection Inquiries
Responsible Body
Contact Options
Right to Complain
You have the right to lodge a complaint with the competent data protection authority if you believe that the processing of your data is not lawful. In Switzerland, this is the Federal Data Protection and Information Commissioner (FDPIC).
Changes to This Policy
We reserve the right to update this privacy policy as needed to reflect changes in our practices or legal requirements.
In the case of significant changes, we will inform you via email or through a prominent notice on our website. Continued use of our services after such changes constitutes acceptance of the updated policy.
We encourage you to review this policy periodically to stay informed about our data protection practices.